1.1
Your access to this website is conditional upon your acceptance of and compliance with the following terms, conditions and disclaimers listed below (the "Terms of Use").

1.2
The Terms of Use and any additional terms and conditions posted here from time to time govern your use of this internet site.

1.3
Your participation, use of and/or access to this internet site demonstrates your consent and agreement to the Terms of Use and since you are bound by these Terms of Use, you acknowledge that you will periodically refer back to them.

2.Intellectual Property

2.1
All material published on this internet site is subject to the copyright of Prudential Investment Company of Australia Limited (PICA) and all subsidiaries of PICA trading as Body Corporate Services or any third party licensors.

2.2
Unauthorised reproduction of any of the materials on this internet site is not permitted. However, you may print pages for personal use and save a copy of the pages to the hard-drive of the computer you used to access this site.

2.3
There is a strict prohibition against:

(a) copying any material on this site for incorporation into another web page, publication or other work in any form; or
(b) linking this internet address or any of the associated pages to or from another internet address or web page without our prior written consent.

3.Site Use

3.1
This web site must not be used for any purpose that is specifically prohibited by these Terms of Use or for any purpose that is unlawful.

3.2
On accessing this site, you agree to be bound by all applicable laws, regulations and codes of conduct. Specifically, you agree not to:

(a) impersonate any person or entity;
(b) distribute by way of e-mail, transmit or publish any material which is unlawful, defamatory, indecent or offensive;
(c) engage in or promote any unsolicited e-mailing or spamming via the web site;
(d) make available using this web site any material that you do not have a right to make available under any law or contractual obligation or which contains viruses, or other computer codes, files or programs designed to interrupt, limit or destroy the functionality of other computer software or hardware.

3.3
Subject to our Privacy Statement, the right to monitor and disclose any information necessary to comply with all applicable laws and regulations is reserved.

4.Disclaimers

4.1
Reasonable endeavours have been used by PICA to ensure that material contained on this web site and all its internal links was correct at the time the page was published and last modified. While we endeavour to ensure the accuracy and completeness of the content, we make no warranties and accept no responsibility for any loss or damage you may suffer as a result of your reliance on any part of it.

4.2
No reliance will be made by you on the material contained in this web site, as the material is for general information purposes only. You should confirm all information on this web site with the authorising body prior to taking any action in reliance on it.

4.2
We make no representations or warranties and exclude all liability specifically relating to:

(a) any of the content on this web site including the accuracy, completeness or fitness for any purpose of the content;
(b) any external links as a service to the users of the internet site. We do not accept responsibility for or endorse the content or condition of any linked site. Further, we will not be held liable in connection with any of the linked sites; or
(c) this web site or any of its material being virus free. Appropriate steps shall be taken by you in this respect and you shall not hold us responsible for any virus or related script that may be introduced into your system by using this website.

5.Access

Our best endeavours will be employed to ensure we are able to provide constant, uninterrupted access to this web site. However, we can not and do not guarantee that this will always be the case and as such we accept no responsibility or liability for any interruption or delay.

6.Privacy

Our Privacy Statement governs the use of any personal information that you provide to us.

7.Advertising

We accept no responsibility for the content of any advertising material published on this web site. It is the advertisers who are solely responsible for the content of any advertising material which is submitted to us and published on is web site. This includes ensuring that it complies with relevant legislation.

8.Liability and Indemnity

8.1
You acknowledge, agree and understand that if we suffer any loss or damage or incur any costs in connection with a breach by you of these Terms of Use or any other legal obligation or in connection with your use of or conduct on s web site, you will fully indemnify us.

8.2
We exclude all conditions and warranties which may be implied by law other than any rights and remedies available to you in the Trade Practices Act (Cth) or any similar State or Territory legislation in relation to the provision by us of any goods or services via this web site which cannot be excluded, restricted or modified.

8.3
At our option and to the extent permitted by law, our liability for breach of any implied warranty or condition which cannot be excluded is restricted to:

(a) in the case of services supplied or offered by us:
(i) the re-supply of those services; or
(ii) the payment of the cost of having those services re-supplied; and

(b) in the case of goods supplied or offered by us:
(i) the replacement of the goods or the supply of equivalent goods; or
(ii) the repair of the goods;
(iii) the payment of the cost of having the goods replaced; or
(iv) the payment of the cost of having the goods repaired.

8.4
You agree that in no circumstances will we be liable to you for any indirect, incidental, special and/or consequential losses or damages or loss of profits of whatever nature howsoever arising, including from:

(a) the use of or access to, or any inability to use or access, the web site or any material on the web site; and
(b) unauthorised access to or alterations of your transmissions or data.

9.Variation

9.1
These Terms of Use may be varied from time to time at our discretion. It is your responsibility to review the Terms of Use on a regular basis.

9.2
You will be deemed to have accepted any variation if you continue to use this web site after any such variation has been posted.

10.Applicable Law

These Terms of Use will be governed by and construed in accordance with the laws of the State of New South Wales, Australia.